Legacy Risk Advisors

Effective Date: 04.23.24

Welcome to Legacy Risk Advisors. By accessing or using our website and services, you agree to the following Terms and Conditions. Please read them carefully.

1. 🏢 About Us

Legacy Risk Advisors provides information and guidance on life insurance products, including Indexed Universal Life (IUL), final expense insurance, and annuities. We connect individuals with licensed insurance professionals and carriers.

2. 📌 Use of Website

By using this website, you agree to:

Use the site for lawful purposes only

Provide accurate and truthful information when submitting forms

Not misuse, disrupt, or attempt to gain unauthorized access to the site

3. 📞 Consent to Contact (Important)

By submitting your information through our website, forms, or chat features, you agree that Legacy Risk Advisors and its licensed agents may contact you via:

Phone calls

SMS/text messages

Email

This may include automated dialing systems or prerecorded messages where permitted by law.

You understand that:

Consent is not a condition of purchase

Message and data rates may apply

You can opt out at any time by replying “STOP” to text messages or contacting us directly

4. 🛡️ No Financial or Legal Advice

The information provided on this website is for general informational purposes only and should not be considered financial, legal, or tax advice.

We recommend consulting with a licensed professional before making any financial decisions.

5. 📄 Insurance Products & Availability

All insurance products:

Are subject to underwriting approval

May vary by state and carrier

Are not guaranteed until approved and issued by a licensed insurance company

Legacy Risk Advisors does not guarantee specific coverage, pricing, or approval.

6. 🔒 Privacy

Your use of this website is also governed by our Privacy Policy. We are committed to protecting your personal information and handling it responsibly.

7. ⚠️ Limitation of Liability

Legacy Risk Advisors is not liable for:

Any direct or indirect damages resulting from the use of our website

Decisions made based on information provided on this site

Errors, interruptions, or delays in service

8. 🔗 Third-Party Services

We may work with third-party providers, insurance carriers, or platforms. We are not responsible for the content, policies, or actions of third-party services.

9. 📝 Changes to Terms

We reserve the right to update or modify these Terms and Conditions at any time. Updates will be posted on this page with a revised effective date.

10. ⚖️ Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of the State of Arizona, United States.

11. 📬 Contact Information

If you have any questions about these Terms, you may write to us:

Legacy Risk Advisors

2345 E Thomas Rd.

Arizona, United States